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  FACTS WHAT DO WE DO WITH YOUR PERSONAL INFORMATION?
 
 Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
 What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and transaction history

When you are no longer our customer, we continue to share your information as described by this notice.
 
 How?

All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Scott Schools Credit Union chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does Scott Schools Credit Union Share? Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

                Yes               No

For our marketing purposes - to offer our products and services to you.

                Yes              Yes

For joint marketing with other financial companies
                 No     We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences                Yes               Yes
For our affiliates' everyday business purposes - information about your creditworthiness                 No     We don't share
For our affiliates' to market to you                 No     We don't share
For nonaffiliates' to market to you                 No     We don't share
 
 Questions?

Call 563-322-2680 or go to www.scottschoolscu.org
 
What we do
How does Scott Schools Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Scott Schools Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open new accounts or make a wire transfer
  • Pay your bill or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affilates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may giv e you additional rights to limit sharing. See below for more on your rights under state law.
 
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies

  • Includes: Iowa Corporate, CUNA Mutual, Equifax/CSC Services
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

  • Scott Schools Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffliated financial companies that together market financial products or services to you.

  • Scott Schools Credit Union doesn't jointly market.